Monitor news sources daily for financial distress signals at banks across Sub-Saharan Africa and Horn of Africa (all 49 countries). Monitor in ALL local languages — French, Portuguese, Swahili, Amharic, Hausa, Zulu/Xhosa/Afrikaans — in addition to English. ENGLISH SOURCES: Reuters Africa, Bloomberg Africa, Business Day SA, BusinessLive, The East African, Daily Nation Kenya, Vanguard Nigeria, Punch Nigeria, Business Day Nigeria, AllAfrica.com, Quartz Africa, African Business Magazine, The Continent, This Is Africa. FRENCH SOURCES (West & Central Africa): Jeune Afrique, RFI Afrique, Le Monde Afrique, Abidjan.net, Seneweb, Linfodrome (Côte d'Ivoire), Fratmat.info, APA News, Cameroon Tribune, Les Echos du Faso (Burkina), L'Observateur Paalga, Le Pays Burkina, Journal du Mali, L'Essor Mali, Congo-Site, Togo-Presse, Bénin Web TV, l'Economiste du Faso. PORTUGUESE SOURCES (Angola, Mozambique, Cape Verde, São Tomé): Jornal de Angola, Expansão Angola, Novo Jornal Angola, Club-K Angola, O País Mozambique, Canal de Moçambique, Carta de Moçambique, A Nação Cabo Verde. SWAHILI SOURCES (East Africa): KBC Kenya (Kiswahili), Mwananchi Tanzania, Nipashe Tanzania, Habarileo Tanzania, Uhuru Tanzania, Taifa Leo Kenya, Baraza Kenya, Uwezo FM Kenya, TBC Tanzania. AMHARIC SOURCES (Ethiopia): አዲስ አድማስ (Addis Admass), ሪፖርተር (The Reporter Ethiopia Amharic), ፋና ብሮድካስቲንግ Amharic, አዲስ ዘመን (Addis Zemen), ዋልታ ኢንፎርሜሽን. HAUSA SOURCES (Northern Nigeria/Niger/Chad): Aminiya, Ga Zuwa, BBC Hausa, VOA Hausa. AFRIKAANS/ZULU SOURCES (South Africa): Rapport, Beeld, Sake24, Fin24, City Press, Sunday Times Business. DISTRESS KEYWORDS — monitor in all relevant languages: ENGLISH: bank run, deposit freeze, withdrawal restriction, ATM empty, liquidity crisis, bank collapse, bank failure, NPL spike, loan loss provision, going concern, license revocation, enforcement action, capital injection, emergency liquidity, management departure, credit rating downgrade, deposit outflow, payment failure, insolvency, bank distress. FRENCH: ruée bancaire, panique bancaire, gel des dépôts, restriction de retrait, crise de liquidité, faillite bancaire, effondrement bancaire, créances douteuses, prêts non performants, retrait de licence, injection de capital, liquidité d'urgence, départ de dirigeant, déclassement de notation, sortie de dépôts, défaillance bancaire, redressement judiciaire. PORTUGUESE: corrida ao banco, congelamento de depósitos, restrição de levantamento, crise de liquidez, falência bancária, colapso bancário, créditos malparados, provisões para crédito, revogação de licença, injeção de capital, liquidez de emergência, saída de depósitos, rebaixamento de rating, insolvência bancária. SWAHILI: kukimbia benki, kufungiwa akaunti, mgawanyiko wa fedha, tatizo la fedha, kuporomoka kwa benki, mikopo mibaya, msaada wa dharura, kutolipwa, tatizo la benki. AMHARIC: ባንክ ሩጫ, ተቀማጭ ማቀዝቀዝ, የፈሳሽ ቀውስ, የባንክ ውድቀት, ችግር ያለባቸው ብድሮች, የካፒታል መርፌ, የብድር ደረጃ ዝቅጠት. AFRIKAANS: banklopie, deposito-bevriesing, likiditeitskrisis, bankineenstorting, noodlenigheid. NIGERIA NOTE: Commercial banks — full coverage. MFBs — CBN enforcement actions only, no routine operational news. For each flagged item: (1) Bank name and country, (2) Signal Tier and type, (3) Severity: LOW/MEDIUM/HIGH/CRITICAL, (4) English summary paragraph, (5) Original-language source excerpt (brief), (6) Source URL and date. Translate all non-English findings into English before reporting. Institution-specific signals only — no generic macro commentary.

Monitor news sources daily for financial distress signals at banks across Sub-Saharan Africa and Horn of Africa (all 49 countries). Monitor in ALL local languages — French, Portuguese, Swahili, Amharic, Hausa, Zulu/Xhosa/Afrikaans — in addition to English. ENGLISH SOURCES: Reuters Africa, Bloomberg Africa, Business Day SA, BusinessLive, The East African, Daily Nation Kenya, Vanguard Nigeria, Punch Nigeria, Business Day Nigeria, AllAfrica.com, Quartz Africa, African Business Magazine, The Continent, This Is Africa. FRENCH SOURCES (West & Central Africa): Jeune Afrique, RFI Afrique, Le Monde Afrique, Abidjan.net, Seneweb, Linfodrome (Côte d'Ivoire), Fratmat.info, APA News, Cameroon Tribune, Les Echos du Faso (Burkina), L'Observateur Paalga, Le Pays Burkina, Journal du Mali, L'Essor Mali, Congo-Site, Togo-Presse, Bénin Web TV, l'Economiste du Faso. PORTUGUESE SOURCES (Angola, Mozambique, Cape Verde, São Tomé): Jornal de Angola, Expansão Angola, Novo Jornal Angola, Club-K Angola, O País Mozambique, Canal de Moçambique, Carta de Moçambique, A Nação Cabo Verde. SWAHILI SOURCES (East Africa): KBC Kenya (Kiswahili), Mwananchi Tanzania, Nipashe Tanzania, Habarileo Tanzania, Uhuru Tanzania, Taifa Leo Kenya, Baraza Kenya, Uwezo FM Kenya, TBC Tanzania. AMHARIC SOURCES (Ethiopia): አዲስ አድማስ (Addis Admass), ሪፖርተር (The Reporter Ethiopia Amharic), ፋና ብሮድካስቲንግ Amharic, አዲስ ዘመን (Addis Zemen), ዋልታ ኢንፎርሜሽን. HAUSA SOURCES (Northern Nigeria/Niger/Chad): Aminiya, Ga Zuwa, BBC Hausa, VOA Hausa. AFRIKAANS/ZULU SOURCES (South Africa): Rapport, Beeld, Sake24, Fin24, City Press, Sunday Times Business. DISTRESS KEYWORDS — monitor in all relevant languages: ENGLISH: bank run, deposit freeze, withdrawal restriction, ATM empty, liquidity crisis, bank collapse, bank failure, NPL spike, loan loss provision, going concern, license revocation, enforcement action, capital injection, emergency liquidity, management departure, credit rating downgrade, deposit outflow, payment failure, insolvency, bank distress. FRENCH: ruée bancaire, panique bancaire, gel des dépôts, restriction de retrait, crise de liquidité, faillite bancaire, effondrement bancaire, créances douteuses, prêts non performants, retrait de licence, injection de capital, liquidité d'urgence, départ de dirigeant, déclassement de notation, sortie de dépôts, défaillance bancaire, redressement judiciaire. PORTUGUESE: corrida ao banco, congelamento de depósitos, restrição de levantamento, crise de liquidez, falência bancária, colapso bancário, créditos malparados, provisões para crédito, revogação de licença, injeção de capital, liquidez de emergência, saída de depósitos, rebaixamento de rating, insolvência bancária. SWAHILI: kukimbia benki, kufungiwa akaunti, mgawanyiko wa fedha, tatizo la fedha, kuporomoka kwa benki, mikopo mibaya, msaada wa dharura, kutolipwa, tatizo la benki. AMHARIC: ባንክ ሩጫ, ተቀማጭ ማቀዝቀዝ, የፈሳሽ ቀውስ, የባንክ ውድቀት, ችግር ያለባቸው ብድሮች, የካፒታል መርፌ, የብድር ደረጃ ዝቅጠት. AFRIKAANS: banklopie, deposito-bevriesing, likiditeitskrisis, bankineenstorting, noodlenigheid. NIGERIA NOTE: Commercial banks — full coverage. MFBs — CBN enforcement actions only, no routine operational news. For each flagged item: (1) Bank name and country, (2) Signal Tier and type, (3) Severity: LOW/MEDIUM/HIGH/CRITICAL, (4) English summary paragraph, (5) Original-language source excerpt (brief), (6) Source URL and date. Translate all non-English findings into English before reporting. Institution-specific signals only — no generic macro commentary.